CURB helps individuals understand their spending habits, credit card usage, and impulsive buying behavior. We combine behavioral insights with smart tracking to promote mindful financial decisions and balanced finance management.
Goal: Help users understand and manage impulsive spending by tracking stress during transactions
Focus: Credit card usage behavior, goal tracking, community support, and emotional awareness.
Evaluate ease of use and clarity across key CURB app screen
Validate behavioral nudges and emotional check-in feature
Understand how users interact with goal progress, stress detection, and forums
Participants: 12 users (ages 24–45, mixed credit card behaviors)
Methods Used:
Card Sorting
Heatmap
Task-based Testing
Purpose: Provide financial snapshot: credit card usage, goals, behavior insight2
Loved holistic overview
Mood status often missed (heatmap)
Overload from too many visual elements
Suggestions
Increase mood visibilite
Collapse secondary insight
Animate goal progress subtly
Purpose: Touch & hold to scan stress level before transaction to reduce impulsive spending
Intuitive “Hold to Scan"
Lacked next-step clarity after scan
Users liked breathing prompts
Suggestions
Add feedback like “Take a breath before confirming"
Reward calm purchases with badges
Purpose: Peer support, saving & Investment tips, and chat with experts
Users love room chat
User like clear label
Preferred anonymous options
Suggestions
Clarify badge system (e.g., “Achiever”)
Pre-fill prompts to encourage posting
Enable quick emoji reactions
Purpose: Visualize financial goals and progress
Motivating visual bars
Confusion between personal vs. group goals
Wanted micro-goals
Suggestions
Add toggle: Personal / Challenge
Enable sub-goals and reminders
Purpose: Alerts, nudges, and stress-based suggestion
Loved budget reminder
Stress nudges too frequeny
Repetitive messages ignored
Suggestions
Let users customize frequency
Prioritize high-stress nudges
Add positive reinforcement
Most viewed areas: Goals & Transaction Summary
Least interaction: Mood check-in
Users grouped “Community” & “Challenges” under one mental model
Suggest consolidating those tabs
Implement UI/UX updates
Run another round of testing post-refinement
Explore integrations: voice mood check-ins, AI saving tips
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